Privacy Notice

What data we store

We store your account information (name, email from your OAuth provider), household configuration (members, birth years), financial account balances, income streams, scenario events, and snapshots. All monetary values are stored as integers in cents.

Why we store it

Your data is used solely to generate your financial projections. We run a year-by-year deterministic projection on your behalf to display your wealth trajectory. We do not provide financial advice, recommendations, scores, or ratings.

Data retention

Your data is retained as long as your account is active. When you delete your account, all personal data is permanently removed. Audit logs (which contain no financial details) may be retained for security purposes.

Third parties

No third party receives your financial data.

Encryption

All data is encrypted in transit via HTTPS (HSTS enforced).

Your rights (CCPA)

• Right to know what personal data we collect
• Right to delete your personal data
• Right to opt out of data selling (we do not sell data)
• Right to non-discrimination for exercising your rights